Health Insurance Policy
Are health insurance policies with monthly payments considered acceptable?
No, they are not acceptable. Eligible policies are those with premiums covering a full year, paid in advance. A receipt for this payment may be requested.
How long should the duration of the health insurance policy be?
The health insurance policy must provide cover for one (1) full year and must cover the validity period of the Nomad Residence Card.
The health insurance policy, receipt of purchase and the table of benefits are all required to be submitted to the Nomad Client Relations and Compliance Department on nomad.residencymalta@gov.mt. Prior to purchasing your health insurance policy, you may consult with our team for further guidance.
Is a Nomad Residence Permit Holder entitled to free health care?
No, a Nomad Residence Permit Holder is not entitled to free health care.
What does the health insurance policy need to cover?
The policy should cover both the applicant, and where applicable, all the dependants in Malta and has to be fully pre-paid for a 1 full year. https://nomad.residencymalta.gov.mt/wp-content/uploads/2024/09/Health-Coverage-Table-of-Minimum-Benefits-19.09.24.pdf
If one keeps his/her foreign health insurance policy, what destination(s) does it have to cover to be sufficient?
The health insurance must cover Malta and other European countries.
Can one submit their foreign health insurance policy, or are they required to purchase one from a Maltese insurance agency?
If the foreign health insurance policy meets the requirements to support one in any medical assistance or hospitalisation in Malta and other European countries, then the applicant can present this health insurance for the programme requirements. If the policy submitted does not meet Residency Malta’s requirements the applicant will be required to purchase another health insurance policy.
Is it mandatory to submit a health insurance policy upon submission of application?
Should the application be successful, and a Letter of Approval in Principle is issued, applicant will be required to submit a health insurance policy. If this policy is deemed to satisfy the programme requirements, a Letter of Final Approval is issued.